New: Authorization Terms Update

Written by: Juli Dupont

April 17, 2026 Updated 08:04 AM

Chargebacks are at an all time high, and every auctioneer's revenue has suffered. After significant research, we are updating bidder authorization terms to give you the best chance possible at winning fraudulent or unwarranted disputes. When fighting a dispute, your processor (or the card provider) will request the terms and conditions related to the transaction in question. Below, sections 3-9 provide the most robust protection possible. While we can't guarantee that these terms will invariably result in your favor, we encourage sellers to review and become familiar with the tools at their disposal.

Item 1: Bidder information confirmation (Name, contact, and address verification)

Item 2: Card information

Authorization Terms:

3. I hereby authorize the auction company to charge my credit card for the following:
• Winning bid amount (hammer price)
• Buyer's premium
• Applicable sales tax
• Shipping, handling, and transfer fees if applicable
• Any additional fees outlined in the auction terms
I understand that charges may be processed automatically after the close of the
auction.

4. Binding Bid Agreement
I understand and agree that:
• All bids placed in the auction are binding and legally enforceable offers to purchase.
• If I am the winning bidder, I am obligated to complete the purchase.
• Failure to complete payment may result in account suspension, legal action, or
additional fees.

5. Item Condition Acknowledgment
I understand that:
• Items sold in the auction may be used, vintage, or antique.
• Items are sold AS IS, WHERE IS with no guarantees unless explicitly stated.
• It is my responsibility to review all photos, descriptions, and terms prior to bidding.

6. Pickup and Shipping Agreement
I understand that:
• It is my responsibility to arrange pickup or shipping for items won.
• Failure to collect items during the scheduled pickup period may result in forfeiture of
the item without refund unless prior arrangements are made.
• Shipping costs and arrangements are the responsibility of the buyer unless otherwise
specified.

7. Chargeback & Payment Dispute Agreement
By signing this document, I acknowledge and agree that:
• I am voluntarily authorizing the credit card transaction for purchases made in the
auction.
• I agree not to initiate a chargeback with my credit card issuer for transactions that
comply with the auction terms and conditions.
• Any disputes regarding auction items or charges must first be addressed directly with
the auction company.
I understand that initiating a fraudulent chargeback may result in legal action and
recovery of associated costs.

8. Digital Authorization Record
The following information may be recorded for security and fraud prevention purposes:
• IP Address
• Date and Time of Authorization
• Device or Browser Information
• Account Registration Information
• Auction Participation Activity
This information may be used as evidence in the event of payment disputes or
chargeback investigations.

9. Agreement to Auction Terms (Seller Authorization Terms Here)
By signing below, I acknowledge that I have read, understood, and agreed to the auction
terms and conditions and authorize the auction company to charge my credit card for
any winning bids.

Written by:

Juli Dupont

April 17, 2026 Updated 08:04 AM

Juli is the customer success guru at AuctionNinja, specializing in helping sellers achieve maximum success on the platform. With a background in the estates and acquisitions department at AuctionNinja's parent company, BRG, Juli possesses a deep understanding of the challenges and dynamics of the auctioneering and estate selling industry. Her expertise makes her the go-to person for sellers navigating the ever-changing marketplace. Juli holds a Bachelor of Arts degree in English.

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